Sun.Feb 23, 2025

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Florida OIR Wants More Data, Warns Insurers about Concurrent Causation Denials

Insurance Journal

As consumer complaints have apparently mounted over unpaid hurricane losses, Florida’s top insurance regulator and some lawmakers are signaling new scrutiny on insurance carriers’ claims-handling and other practices.

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Spoliation Discovery Permitted

E-Discovery LLC

In Li v. Merck & Co., Inc., 2025 WL 429013 (N.D. Cal. Feb. 7, 2025), the court addressed a number of discovery disputes in this lawsuit by a terminated employee against her former employer. The court permitted spoliation interrogatories. Defendants Interrogatory 20 asked: To the extent YOU deleted, destroyed, or threw away, directed anyone else to delete, destroy, or throw away, or are aware of anyone else deleting, destroying, or throwing away ANY DOCUMENTS called for by any of DEFENDANTS&#

Discovery 130
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3 Emerging Risks to Watch: Social Inflation, Electric Trucks, Virtual Currencies

Insurance Journal

The business environment is constantly evolving, with each new development and innovation offering a unique variety of potential risks and rewards.

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Redefining Legal Services: An Inside Look with Tacit Legal’s Chris Bridges – S8E51

Legally Speaking

What happens when a lawyer steps outside the traditional mould to build something entirely different? This week, Im joined by Chris Bridges, Co-Founder & COO of Tacit Legal, a boutique firm redefining how legal services are delivered.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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Reviewing Historic Predictions

Insurance Journal

Back around 2013 (the copy I have is not dated, so I might be off a year), McKinsey & Company published a study that caused some angst within the industry.

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A PARTY CAN’T REALLY OBJECT THAT EVIDENCE IN RESPONSE IS SERVED LATE: WHEN THIS INVOLVES THE RESPONSE BEING SERVED BEFORE THE EVIDNCE IS RECEIVED…

Civil Litigation Brief

In Lexi-Rae Speirs v St Georges University Hospitals NHS Foundation Trust[2025] EWHC 337 (KB) Senior Master Cook considered an argument that the defendant’s evidence should not be admitted because it was served late. The fundamental problem with the claimant’s submission.

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Ladders and Scaffolds Expert Witness Case Summary

Expert Witness Blog

In the case of Lehmann v. Louisville Ladder Inc. , 610 F. Supp. 3d 667 (E.D. Pa. 2022), the United States District Court for the Eastern District of Pennsylvania addressed critical issues concerning product liability and the admissibility of expert testimony in a lawsuit stemming from a scaffold-related injury. The involvement of a Ladders & Scaffolds Expert Witness was central to the court’s analysis.

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Why Soft Skills Matter

Insurance Journal

This issue reveals data and compensation insights gathered from Insurance Journal’s annual Agency Salary Survey.

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The Silent Power of Stillness: Pelicans and Organizational Efficiency

Complex Discovery

Editor’s Note: In 2025, ComplexDiscovery O has expanded its coverage to include staff-driven photojournalistic efforts that highlight key people, events, and objects shaping history and current industry dynamics. This addition aims to offer a more immersive and visual understanding of the subjects under examination and topics covered, enhancing the depth and clarity of the insights provided.

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Developing Leaders in Insurance Agencies

Insurance Journal

Understanding the strengths and weaknesses of your team is crucial–especially for insurance agency owners. Recognizing personal limitations allows leaders to strategically delegate tasks and fill talent gaps with the right employees, ultimately strengthening the entire organization.

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The Tech-Savvy Paralegals Playbook: How To Leverage AI

Speaker: Allison Mears, Adela Wekselblatt, and George Socha

Artificial intelligence is reshaping the legal industry, and paralegals are at the forefront of this transformation. As AI becomes more integrated into legal workflows, paralegals can streamline their daily tasks, enhance efficiency, and add greater value to their firms and organizations. But what exactly does AI mean for paralegals today—and how can you leverage it to your advantage?

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Protecting the Judiciary From Another Dangerous, Fact-Free Impeachment Demand

E-Discovery LLC

An article was published yesterday by Wesley Case, titled Elon Musk calls for impeachment of Baltimore judge in DEI case – The Baltimore Banner (Feb. 22, 2025). [1] Mr. Case wrote: After a Baltimore judge blocked President Donald Trumps executive order to end federal support for diversity, equity and inclusion programs, Elon Musk called for the judges impeachment Saturday.

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Insider Secrets: Creating High-Converting Sales Funnels for Insurance

Insurance Journal

Having a well-defined sales funnel is crucial for effectively attracting and converting potential clients. For insurance professionals, understanding and implementing a robust sales funnel strategy can significantly enhance client acquisition and retention efforts.

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How Better Water Systems Can Help a City Survive The Next Firestorm

Insurance Journal

Santa Rosa. Paradise. Boulder County. Lahaina. Los Angeles. All are places that have shown that American cities and their water systems weren’t built to withstand wildfire, experts say. Related: California Wildfire Mitigation And Recovery Bill Package Introduced Hydrants trickled.

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Declarations

Insurance Journal

Los Angeles County Fires “We’re seeing total losses. We’re going out there and there’s really nothing to see.

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Uncovering The Hidden Connections: A Patent Family Survival Guide

Speaker: Andrew Klein

Are there mysteries lurking in your family tree? 🕵 No, not a long-lost half-brother - I'm talking about a patent family tree! IP paralegals need fast and easy ways to verify and report on essential data about foreign equivalents of US assets. Join us to master the global scope of key assets to support prosecution, portfolio management, litigation, licensing, competitive monitoring and more!

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COVID-Like Bat Virus Discovered by Researchers in Chinese Lab

Insurance Journal

Researchers at the Wuhan Institute of Virology in China said they discovered a new coronavirus in bats that enters cells using the same gateway as the virus that causes Covid-19.

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Salaries, Total Income Jump Again in 2024 But Satisfaction Continues to Decline

Insurance Journal

By Andrea Wells Insurance agency owners, producers, and support staff on average made more money in 2024, but for two years in a row, satisfaction with their compensation declined, according to the latest Agency Salary Survey, published annually by Insurance …

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Sica Fletcher Index: Total Agency-Broker M&A Revenue Down 26% in 2024

Insurance Journal

The 22 acquirers that make up the Sica Fletcher Index were involved in 533 agent-broker deals in 2024, down 6% from 2023. Members completed 146 acquisitions during the fourth quarter of 2024. This was 11% less than a year ago.

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US Chicken, Pork Plant Workers Face Higher Health Risks, USDA Studies Confirm

Insurance Journal

By Tom Polansek Workers in US chicken and pork plants face higher risks than other manufacturing workers for musculoskeletal disorders such as carpal tunnel syndrome, according to two studies the US Department of Agriculture issued in January.

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AI for Paralegals: Everything You Need to Know (and How to Use It Safely)

Speaker: Joe Stephens, J.D., Attorney and Law Professor

Ready to cut through the AI hype and learn exactly how to use these tools in your legal work? Join this webinar to get practical guidance from attorney and AI legal expert, Joe Stephens, who understands what really matters for legal professionals! What You'll Learn: Evaluate AI Tools Like a Pro 🔍 Learn which tools are worth your time and how to spot potential security and ethics risks before they become problems.

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Farmers Turn to Airbnb, Corn Mazes to Outlast Agricultural Downturn

Insurance Journal

By Heather Schlitz A dead-end dirt road cutting through rural Wisconsin leads to a pasture dotted with shaggy-coated Highland cattle, fluffy Icelandic sheep, and a vintage Airstream trailer that farmer Brit Thompson turned into an Airbnb to capitalize on an …

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Building and Retaining Talent: Salaries, Benefits, Culture Matter but That’s Not Always Enough

Insurance Journal

By Andrea Wells Independent agency owners, producers, and support staff continue to report higher pay, according to Insurance Journal’s national online Agency Salary Survey results.

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Chubb Posts Record P/C Underwriting Income for Q4 and 2024

Insurance Journal

By Chad Hemenway Chubb posted record property/casualty underwriting income of about $1.6 billion, up 3.8% during the last quarter of 2024. Fourth-quarter net income was down 22% to about $2.

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Travelers Posts 28% Increase in Q4 Net Income

Insurance Journal

By Chad Hemenway The Travelers Cos. said fourth-quarter 2024 and full-year net income increased 28% and 67%, respectively, on strong underlying underwriting results. Travelers posted fourth-quarter net income of about $2.1 billion compared to about $1.

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The New Way of Conducting Patent Research: Proven Strategies For Efficient Due Diligence

Speaker: Andrew Klein and Jennifer Vandenplas

Patent due diligence processes take too long. The information you need is publicly available but accessing it is often tedious & inefficient, requiring you to wade through dozens of PTO websites or for-free tools to gather what you need. Plus, it frequently occurs late in the game, leaving professionals under pressure, sifting through chaotic 100-page PDFs, and frustrated with poorly formatted information & patent numbers.

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Global Commercial Insurance Rates Drop in Q4 for 2nd Consecutive Quarter: Marsh

Insurance Journal

Global commercial insurance rates fell 2% in the fourth quarter of 2024 following a 1% decline in Q3 2024marking the second consecutive quarterly decrease after seven years of rising rates, according to the Global Insurance Market Index published by insurance …

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Net Income at Selective Insurance Drops on Unfavorable Casualty Reserve Development

Insurance Journal

By Chad Hemenway Selective Insurance Group reported a 24% drop in fourth-quarter 2024 net income as its chief executive admitted the year did “not meet expectations.” Fourth-quarter net income was $93.2 million compared to $122.5 million a year ago.

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EU Plans to Walk Back Key Planks of Toughest ESG Legislation

Insurance Journal

The European Commission is proposing a significant watering down of what was arguably its most consequential piece of ESG regulation.

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Washington Bill Would Provide Restitution for Policyholders Harmed by Insurers

Insurance Journal

A bill to allow the Washington’s insurance commissioner to order restitution for policyholders harmed by insurance companies moved out of the state Senate Business, Financial Services, and Trade Committee.

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Trellis Launches Trellis AI to Streamline Trial Court Litigation

Trellis AI leverages the largest repository of state trial court data to help litigators evaluate cases, automate brief drafting, suggest winning strategies, and more. Key components: Draft Arguments — Uses similar/successful motions in the Trellis database to generate arguments/citations for your motions seeking dismissal, summary judgment, etc. Case Assessment — Predict the likely outcomes of a case at any stage to help you decide to accept it, guide motion practice, make settlement offers, an

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People & Places

Insurance Journal

National AM Best, headquartered in Oldwick, New Jersey, appointed Kenneth J. Johnson as senior managing director and chief ratings officer. Stefan Holzberger became executive vice president and chief operating officer at AM Best Rating Services.

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Business Moves

Insurance Journal

National Waner Pacific, Acrisure General agency Warner Pacific, based in Westlake Village, California, acquired five general agencies from broker and fintech specialist Acrisure.

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Reflections and Observations: 5 Takeaways from 2024 to Build a Better 2025 and Beyond

Insurance Journal

Last year seems like ancient history. Most people seem to have adjusted to the daily whirlwind of information, activity, and change peppering our businesses and lives.

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My New Markets

Insurance Journal

Restaurants Market Detail: Pacific Excess Insurance Marketing is a wholesaler/general agent with a specialty in restaurants and access to many standard, surplus lines and workers’ compensation markets.

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Trial Prep: What Attorneys Really Want (And How to Deliver It)

Speaker: Joe Stephens, J.D., Attorney and Law Professor

Get ready to uncover what attorneys really need from you when it comes to trial prep in this new webinar! Attorney and law professor, Joe Stephens, J.D., will share proven techniques for anticipating attorney needs, organizing critical documents, and transforming complex information into compelling case presentations. Key Learning Objectives: Organization That Makes Sense 🎯 Learn how to structure and organize case materials in ways that align with how attorneys actually work and think.