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‘Surface Waters’ on Roof Are Not ‘Flood’ Waters, Massachusetts High Court Rules

Insurance Journal

The highest court in Massachusetts has ruled that rainwater accumulation on roofs of buildings does not constitute “surface waters” within the meaning of “flood” in property insurance policies. The court found that the term “surface waters” in policies is ambiguous …

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BHP Must Stop Funding Legal Action to Halt Mariana Dam Claim, London Court Rules

Insurance Journal

BHP Group must stop funding legal action seeking to halt some Brazilian municipalities from bringing a multi-billion-pound claim over one of Brazil’s worst environmental disasters, London’s High Court ruled on Tuesday. More than 720,000 Brazilians, including around 50 municipalities, are …

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New Mexico Superintendent of Insurance Takes Issue with Ruling on Living Expenses

Insurance Journal

A Santa Fe District Court ruling that State Farm and Casualty Co. does not have to comply with a provision of the New Mexico Superintendent of Insurance emergency order for insurers to pay $5,000 in living expenses to policyholders forced …

Insurance 111
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Pennsylvania Supreme Court Yanks Dentist’s COVID Insurance Coverage Win

Insurance Journal

The Pennsylvania Supreme Court has reversed lower court rulings and denied a dentist’s bid for insurance coverage for loss of use of his offices due to the COVID-19 pandemic. The high court concluded in a case involving CNA and Valley …

Insurance 111
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Amazon Must Face D.C.’s Antitrust Lawsuit, Appeals Court Rules

Insurance Journal

An appeals court in Washington, D.C. The District of Columbia Court of Appeals reversed a ruling that had dismissed … revived the district’s lawsuit against Amazon.com Inc on Thursday, saying it plausibly claimed the online retailer’s pricing policies illegally stifle competition.

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Kentucky Supreme Court Overturns Escape Clause Meaning, Affirms Roof Collapse

Insurance Journal

Two Kentucky Supreme Court rulings handed down last week emphasize how important it can be to have clearly worded insurance policies, including exclusions and excess and escape clauses, particularly in high-dollar commercial coverage. In Motorists Mutual Insurance Co. vs. First …

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Court Finds Ambiguity But No Bad Faith by Insurer in Bible App Data Claim

Insurance Journal

The Pennsylvania Supreme Court has let stand a state appeals court ruling that tackled for the first time what is meant by “your computers” under electronic data coverage in a commercial property policy. The case involves claims by Bible video …